Looking to explore your life insurance options? You're at the right place!
Thank you for visiting our website. We provide families and individuals with fixed life insurance and annuity options in Utah, California, Nevada, Idaho and the District of Columbia.
Our goal is to help you find the life insurance plan that fit your family's needs. Take a few minutes exploring our site to learn about the types of coverage we provide and the educational resources we offer, and then contact us at 801-341-9416 to discuss how we can help meet your unique needs.
What type of life insurance is best for you? That depends on a variety of factors, including how long you want the policy to last, how much you want to pay for life insurance and whether you want to be able to withdraw money from the policy later. Here’s a brief summary of the general types of life insurance offered:
- Term life insurance is suitable for most people. It lasts for a specific number of years. If you don’t die within the time frame specified in your policy, it does expire with no payout.
- Permanent life insurance such as universal life and whole life, usually include a “cash value” account which builds value over time. Eventually, you may have enough cash value to take a loan against the policy to use for large expenses, such as college or as a retirement supplement.
- Final Expense life insurance is used to cover the actual cost of the bills that your loved ones will face after your death. These costs can include medical bills and funeral expenses. It is a permanent policy that will last the remainder of your life.